website, or any associated mobile application ("Site"). If You do not agree with any part of these
regularly for updates.
qualification. The products and/or services on the Site are offered by
AssuranceAmerica Insurance Company, InsureMax Insurance Company, AssuranceAmerica Managing General Agency, LLC
and Trustway Services, LLC (collectively “We” “Our” “Us” and “AssuranceAmerica”). Trustway Services, LLC
operates under the service marks ‘Trustway’ and ‘Trustway Insurance.’ The principal place of business for
AssuranceAmerica is 5500 Interstate North Parkway, NW Atlanta, GA 30328.
All of the content in the Site is made available only for Your personal, lawful, noncommercial use in
connection with seeking insurance and/or other products and services offered by Us. Use of the Site by a
competitor company or other non-consumer third party is prohibited.
Except as expressly mandated by law, You may not, without Our prior written permission: (i) link from another
website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or
republish anything You obtain or download from the Site; (iii) engage in systematic retrieval of data or other
attempt to access, the Site through any automated means (including use of scripts, crawlers, or similar
Our Products and Services
The information and material provided on the Site is intended for general reference only, and may not describe
all of the terms, conditions, and exceptions applicable to the products and services offered by Us on this
Site. All coverages are subject to the terms and conditions of the insurance policies and/or other products
and services offered by Us. Coverages and the terms and conditions of the insurance policies and/or other
products and services offered by Us may vary by state or country and Your individual circumstances, and
additional minimum coverage limits may be required in Your state. The products and services offered on the
Site are only available in the jurisdictions in which We are properly licensed.
Your request to purchase a product or service represents an offer by You and will be subject to the terms and
conditions of that product or service that We may accept or reject. After You make a request through the Site
to purchase the product or service, then assuming such product or service is available to You and Your offer
is accepted, You will receive confirmation of Your purchase.
You must ensure that the details You give to Us while using this Site are correct and that there are
sufficient funds to cover the cost of the product or service. In the case of requesting an automatic renewal,
the credit or debit card You are using must be Yours, or You affirm through the completion of any transaction
that You have the authority by the accountholder to use the credit or debit card.
We may provide links to other websites that are not under Our control and which We do not maintain. These
links are provided for Your convenience. When You activate these links, You will leave the Site. We do not
endorse or take responsibility for the content on third party websites or the availability of those websites
and We are not liable for any loss or damage that You may suffer by using those websites. If You decide to
access linked websites, You do so at Your own risk. We do not verify nor make any warranty or representation
about the content, accuracy, opinions expressed, warranties, products or services, intellectual property
Some products or services may be made available on the Site by third-parties not affiliated with Us. You agree
that if You use or install any product or service provided by a third party, You will seek redress from that
third party if its product or service causes any loss or damage to You. We are not responsible for any product
or service that is used or downloaded from a source other than Us. You further agree that any downloading,
accessing, or using of third-party products or services is performed at Your own risk.
Availability of Site
While We have taken care in the preparation of the Site, and We use reasonable efforts to include accurate and
current information on the Site, certain technical matters may be beyond Our control and We cannot guarantee
that You will have uninterrupted or error free access to all of the Site at all times, that defects will be
remedied, or that the Site, or the server that makes the Site available, are virus or bug free. Access may be
suspended occasionally or restricted to allow for repair or maintenance or for the introduction of new
services. You agree that We may stop (permanently or temporarily) providing the Site (or any features within
to You. You acknowledge that We may, at any time and in Our sole discretion, change the requirements (type of
Internet access, hardware, software) to use the Site, and any products and services available on the Site.
Copyrights and Trademarks
This website contains material which, unless otherwise indicated, is owned or licensed by AssuranceAmerica
Corporation. All elements of this website, including the content and general design, images, and trademarks
are protected by United States and international laws and treaties governing intellectual property. Such
content may be used only for Your personal and non-commercial use and may not be edited or modified for any
purpose. By accessing this website, You agree not to reproduce, re-transmit, distribute, disseminate, display,
sell, publish, broadcast, or circulate the website or its contents without prior written approval from
AssuranceAmerica Corporation. Note that AssuranceAmerica Corporation may not own a copyright to material
displayed on a third-party sites that Our Site links to. You must always seek permission from a site owner
before copying any materials from them.
Unless otherwise agreed in writing, nothing on the Site shall be deemed to confer any license or right to use
any such image, logo, name, service mark or any other intellectual property.
Privacy and Passwords
We value and protect the privacy of Your information. Through Your use of the Site You agree that any
information that We collect from You when using Our Site, including cookie files, will be dealt with in
accordance with Our
Some portions of the Site may be protected and require a user identification code ("User ID") and
password for access. Unauthorized access or use of such portions of the Site is prohibited. To obtain access
to certain online services, You are given the opportunity to register with Us. You are responsible for
maintaining the confidentiality of Your details and Your password and for restricting access to Your computer
to prevent unauthorized access to Your account. You accept responsibility for activities that occur under Your
You should take all steps to ensure Your password is kept confidential. You agree to inform Us immediately if
You have reason to believe Your password is being used in an unauthorized manner. For Your protection, if We
believe that any unauthorized access may occur or has occurred, We may terminate such access without prior
notice to You. You also agree that We are permitted to act upon any instructions received using Your User ID
and password and to consider such instructions as authorized by You.
You must not use the Site in any way that causes or is likely to cause access to be interrupted, or impaired
in any way and You acknowledge and agree that You are responsible for electronic communications sent from Your
Credit/Debit Card Transactions
We may retain the credit/debit card details You provide to Us after payment has been made if You provide Us
with consent, if required by Our payment processor or otherwise required by law. We do not maintain any
security code that You may have given to Us in order to complete the initial purchase. This assists in
reducing credit/debit card fraud. Except in exceptional circumstances, any refund We provide to You for any
product or service You have purchased by credit/debit card is made back to the credit/debit card account used
to make the initial purchase.
To the extent permitted by law, You agree to defend, hold harmless and indemnify Us, Our parents, affiliates
and subsidiaries, and their respective directors, officers, employees and agents from and against any and all
claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, fines, costs or
expenses (including reasonable attorneys' fees) arising out of or accruing from Your use of the Site, any
While We use all reasonable efforts to ensure that the information contained on the Site is current, accurate
and complete at the date of publication, and We do Our best to correct errors and omissions as soon as We can,
all information, products, services, content and other material on the Site, accessible from the Site, or on a
Third-party site are provided "as is" and without warranties or representations of any kind, either
express or implied. This means that We and Our parents, affiliates and subsidiaries, and their respective
directors, officers, employees and agents expressly disclaim all warranties, express or implied, including
without limitation the warranties of title and non-infringement and the implied warranties of merchantability
and fitness for a particular purpose. To the maximum extent permitted by law, We and Our parents, affiliates
and subsidiaries, and their respective directors, officers, employees and agents accept no liability for any
direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or
exemplary damages arising from the use of the Site or any information contained therein. Users should be aware
that they use the Site and its content at their own risk. If You are in a state or country that does not allow
a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to You.
Content and information provided by third parties are published on the Site as supplied to Us and We are not
responsible for its accuracy or timeliness. You must take appropriate steps to verify this information before
acting upon it.
Limitation of Liability
Access to and use of this Site is at the user's own risk. We and Our parents, affiliates and subsidiaries, and
their respective directors, officers, employees and agents shall not be liable for any loss, damage, injury,
fine or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any
kind, whether such action is based in tort, contract, negligence, strict liability, or other law, even if We
have been advised of the possibility of such damages. We and Our parents, affiliates and subsidiaries, and
their respective directors, officers, employees and agents shall not be liable for any Third-party site,
materials on any Third-party site or the inability to use any Third-party site; and defect, omission, error,
interruption, delay, or computer virus; or the unauthorized alteration of or access to Your transmissions or
If You are in a state or country that does not allow the limitation of liability for certain damages, the
above limitation of liability or a portion of it may not apply to You. However, You agree in any event that
Our total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the
amount You have paid to access the Site.
Monitoring of Telephone Calls and Emails
Telephone calls and email correspondence with Us as a result of Your access to the Site may be recorded for
training, administrative and security purposes, and as otherwise permitted by law. By using such communication
methods, You are consenting to such activities taking place.
Emails and Data Protection
Please note that there is no guarantee that any e-mail sent to this site will be received by Us or that the
message will remain confidential while being transmitted. Your email address and the content of Your email may
be shared with, or disclosed, to third parties, who are necessary to address the content of Your email, and as
otherwise permitted by law. We may retain the content of the form or email, the email address and Our
response. This enables Us to retain an audit trail of Our contact and provide You with the product, service or
information You may have requested.
Children's Online Privacy
We do not knowingly collect personal information from anyone under the age of 13. If You are under the age of
13, You must not use the Site.
If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms
Jurisdiction and Enforceability
State of Georgia without regard to its conflict of laws provision. You and Us agree to submit to the exclusive
jurisdiction of the United States District Court for the Northern District of Georgia and the state courts
Notwithstanding this, You agree that We shall be allowed to apply for injunctive remedies (or an equivalent
type of urgent legal relief) in any jurisdiction.
You agree that if We do not exercise or enforce any legal right or remedy which is contained in these Terms of
Use (or which We have the benefit of under any applicable law), this will not be taken to be a formal waiver
of Our rights and that those rights or remedies will still be available to Us.